SoFi Technologies

SOFI

Fintech

Digital financial services company offering banking, lending, investing, and financial planning through a single app.

6 articles about SoFi Technologies

Why the Street Is Wrong About SoFi's Momentum Rally

SoFi trades at 48x earnings on short squeeze chatter while burning $4 billion in free cash flow annually. The gap between narrative and financial reality is widening.

Apr 16, 2026

Deep DivesSOFI

Inside SoFi: How the Bank Charter Is Rebuilding Digital Banking Economics

SoFi's bank charter has transformed its funding costs, member economics, and competitive moat. At $18 billion market cap with $2.7 billion in revenue and 9 million members, the Research Desk breaks down why this is the most underappreciated fintech story in the market.

Apr 13, 2026

Market SignalsSOFI

SoFi's Enterprise Banking Pivot Signals a Bigger Ambition Than the Market Expects

Revenue surged 83% to $4.8 billion with operating income hitting $1.7 billion. SoFi's enterprise banking and SoFiUSD launches suggest the consumer fintech label is already outdated.

Apr 12, 2026

ValuationSOFI

SoFi Tops Forbes' Best Banks List — and the Stock Is Still Cheap

A sum-of-parts analysis shows SoFi's technology platform alone could justify the current market cap. The lending business and 10 million members come free.

Apr 10, 2026

Market SignalsSOFI

Five Things the Market Is Missing About SoFi

SoFi doubled revenue to $4.8 billion and turned profitable for the first time. At $21 billion market cap, the market is pricing a neobank — but SoFi is building a technology platform.

Apr 10, 2026

RiskSOFI

Why Everyone Is Wrong About SoFi's Path to Profitability

SoFi just posted its first full year of profitability with $500 million in net income. The bulls are celebrating. They should be worried.

Apr 6, 2026